Posted: August 30, 2023
During a house fire, every second counts. That’s why it’s important for you and your family to be prepared.A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. Practicing your escape plan twice a year helps increase the odds of survival, but 70% don't. Even more, 65% don't test their smoke alarms...
Posted: August 28, 2023
Can you use your health savings account (HSA) to pay for the expenses of family members and dependents? For specific family members, the answer is definitely yes. Here is a look at how the IRS allows you to use your HSA to pay for the healthcare costs of your loved ones. Who Qualifies to Have a Health Savings Account? Under IRS requirements, to qualify for...
Posted: August 22, 2023
As the days become shorter and the temperature dips, the inevitable appears on the horizon for every boater: winter. But don’t let the impending off-season blow you off course. By planning to properly winterize your boat, you’ll confidently end the season knowing you and your beloved ship will be ready to take on the waves as soon as the snow passes and spring arrives. A...
Posted: August 19, 2023
Errors and omissions (E&O) insurance is a type of professional liability insurance. It is designed to protect professionals, including companies and workers, against claims of negligent actions or inadequate work brought by clients. Companies that provide services to customers for fees often purchase E&O insurance. What Does Errors and Omissions Insurance Cover? Generally, E&O insurance covers actions of professionals providing a service, including: Errors, mistakes,...
Posted: August 17, 2023
Have you thought about your final wishes in life?We know it’s not a particularly fun topic to discuss. But the truth is, writing a will is an important step to help your loved ones in the event of your passing. (So is choosing the right life insurance.)If you’re one of the 60% of Americans without a will or if you just haven’t updated yours in...